What Expats and Property Buyers in the Costa del Sol Need To Know

Spain is preparing to introduce a new residency system in 2026, and anyone planning to move to Spain or buy a property in the Costa del Sol should be aware of what is coming. These changes will affect visa applications, financial requirements and the overall process of gaining residency in Spain.

At Mediterranean Homes EU we help clients from the UK and across Europe relocate to the inland Costa del Sol every year. This guide explains what the residency changes mean for future expats and how to prepare if you plan to buy a home in Coín, Alhaurín el Grande, Mijas, Álora, Cártama or any of the inland areas we specialise in.

Spain Residency Changes 2026

What We Know So Far

Although the Spanish Government will release full details in the coming months, early information suggests that the new residency system will focus on:

Faster digital applications

Spain is expected to streamline the residency process and reduce delays by using more online submissions and digital documentation.

Updated financial requirements

Income levels for visas such as the Non Lucrative Visa may change. Anyone looking to retire in Spain or live here without working should review their financial plans now.

Clearer path to long term residency

A more transparent route to long term residency will help families, retirees and remote workers who plan to settle permanently in Spain.

Stronger documentation checks

Expect tighter checks on background records, private medical insurance, income proofs and supporting documents.

A more modern immigration system

The goal is a simpler, faster and more predictable application process for international residents.

How the 2026 Residency System Affects Buying Property in Spain

Buying property in Spain is still straightforward and the rules remain unchanged. You can buy a home in Spain whether or not you have residency.

However the new system may affect:

• The timing of your move
• Which visa you apply for
• How early you should start gathering documents
• Whether you apply before or after entering Spain
• The best residency route for your lifestyle

For many of our clients who buy in the inland Costa del Sol these changes simply mean planning ahead. The region remains one of the most attractive places to relocate to due to its value for money, beautiful scenery and strong local communities.

Why the Inland Costa del Sol Remains a Top Choice for Expats

Locations such as Coín, Alhaurín el Grande, Mijas Pueblo, Alhaurín de la Torre and Cártama continue to be some of the most popular areas for property buyers who want:

• More space and privacy
• Better value than coastal locations
• Authentic Spanish living
• A relaxed lifestyle with easy access to the coast
• A strong year-round climate
• A growing international community

Whether you are searching for a traditional finca, a modern villa, a townhouse or a country home, the inland stretch of the Costa del Sol offers options for every budget.

How To Prepare for Moving to Spain in 2026

Here are the most important steps to take now:

1. Organise financial documents

Bank statements, pension proofs, income evidence and tax records will likely play a stronger role in the new system. 

2. Check your passport validity

Make sure you have plenty of time remaining on your passport before starting your residency application.

3. Research medical insurance

Approved private health insurance is essential for most residency routes.

4. Stay informed on Spanish residency updates

We will share updates as soon as they are released so buyers can prepare with confidence.

5. Begin your property search early

Many clients secure their ideal home before applying for residency so the move is seamless once approved.

At Mediterranean Homes EU we work closely with trusted lawyers who specialise in Spanish residency for British buyers and international clients.

Our Final Thoughts

Your Move to Spain in 2026 Starts With the Right Information

Spain remains one of the most welcoming countries in Europe for new residents and these residency updates are designed to modernise the system, not close the door.

If you are planning to move to the inland Costa del Sol in 2026 we are here to guide you through every step, from finding your perfect property to connecting you with the right legal experts for your residency application.

Contact , today to start planning your move and stay fully updated on Spain’s new residency rules.